FAQs | St Florence Financial Group

Question 1

Who are we?

Accepted Answer

St Florence Financial Group is a licensed insurance agency offering a range of financial products, including accident, life, and health insurance, as well as annuities. We work with established carriers such as MassMutual, Mutual of Omaha, Aflac, Aetna, Humana, National Life, and more.

Question 2

What is the etiquette for free Zoom consultations?

Accepted Answer

Please confirm your Zoom consultation at least two hours before the scheduled time; unconfirmed appointments may be automatically cancelled. Join on time, choose a quiet professional environment, and have any relevant documents or questions ready.

Question 3

What should I prepare before my consultation?

Accepted Answer

It is helpful to have a list of financial goals, current life insurance policies, and any questions about how an Indexed Universal Life policy may fit into your financial plan.

Question 4

What is an Indexed Universal Life (IUL) policy?

Accepted Answer

An IUL is a type of permanent life insurance that offers flexibility in premium payments and death benefits while allowing the policyholder to accumulate cash value based on a stock market index.

Question 5

What financial products do you offer?

Accepted Answer

In addition to Indexed Universal Life policies, we offer accident, life, and health insurance, Medicare Advantage and supplemental policies, and annuities.

Question 6

Which carriers are you affiliated with?

Accepted Answer

We partner with carriers including MassMutual, Combined/Chubb, Transamerica, Aetna, Humana, Mutual of Omaha, Aflac, Blue Cross Blue Shield, Gerber Life, National Life, and more. Carrier availability varies by product, location, and eligibility.

Question 7

What happens during the consultation?

Accepted Answer

We discuss your financial needs, answer your questions about IUL policies and other coverage options, and help you understand the choices available to you.

Question 8

How do I join the Zoom call?

Accepted Answer

You will receive a Zoom invitation email with a meeting link. Click the link at the scheduled time to join. If Zoom is not installed, download it from the Zoom Download Center for Windows, Mac, iOS, or Android, then open the meeting link from your email.

Prepare for a more productive consultation.

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A Few Tips Before Your Consultation

Have your financial questions ready

Join from a quiet location

Include your spouse

Set aside 30–45 minutes

Common questions

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